Short-term insurance is cover for protection against liability, damage or loss of your possessions. There are many short term insurance companies in South Africa. It is important that you choose a reliable and affordable insurance company that covers all your insurance needs. After all, you want to have the best possible cover for the price of your premiums.
Essentially, short-term insurance is an agreement between a policyholder and an insurer for a limited time. Your insurance needs for these possessions will change over time, too. The policy is generally flexible to provide enough cover for different circumstances. Short-term insurance covers both personal and business needs as well.
We offer a complete range of short term insurance products that cover all of your personal and business requirements. We offer professional indemnity insurance, and can create specific cover for any other requirement that you may have. In addition, we offer public liability insurance for property owners and short-period public liability insurance once-off events. Some of the more common short term insurance products we offer include:
Motor vehicle insurance covers damage to or loss of your vehicle. It may also cover damage caused to other vehicles involved in an accident with your vehicle. Third party insurance also covers you in the event of the accident being your fault. Comprehensive cover covers all this as well as vehicle damage caused by vandalism, hijacking or the weather (eg. hail damage). Your policy can also cover multiple vehicles.
We offer a complete range of motor vehicle insurance cover. Whether it’s a racy coupe, family sedan, SUV or a classic, our policies can cover your exact needs. We also do business vehicle, plant and commercial vehicle cover. Get in touch with us to see how we can best insure your vehicles.
Homeowner and business property insurance covers the structure of a property (a home or business premises). It covers damage caused by fire, flooding, hail, wind, natural disasters, leaks or structural-integrity issues. A comprehensive home insurance or business insurance policy covers all these risks and more.
Property cover policies are the best way to protect your asset. Our insurance products offer you all the cover you need, whether it’s your home, holiday house, investment or business property. Let’s have a look at your cover, and see what we can do to give you greater value for money.
Household insurance covers the theft, loss or damage of possessions of value that are kept on the premises. It also covers contents damaged flooding, fire or robbery. In addition, you can opt for extended theft cover and cover for loss due to power surges and dips. Further extended cover for your garden and leisure equipment can also be added to your home contents insurance policy.
We can cover all your home contents against theft, vandalism, and damage caused by power surges or a burst geyser. Your policy can include cover against damage due to fire, lightning storm, hail and flood. Talk to us about reviewing your household cover. We’re sure to find the best cover, at the right premium.
Personal liability insurance is about financial protection for you and your family. It covers you against any (legal responsibilities) after an accident you are considered responsible for. This cover applies if a person is injured in an accident you were involved in or occurred on your property. The payout covers bodily injury and property damage claims sustained by others for which you are legally responsible. It protects you personally against the financial risks associated with these claims.
Public liability insurance is the commercial version of this insurance. It covers compensation costs if someone makes a claim against your business for injury or damage. In most cases, we can add this cover with your personal and business property cover. Personal & public liability insurance pays for covered losses and damages sustained by third parties, along with related legal costs.
All risk insurance covers personal possessions that are stolen or damaged when you have them with you outside your home. Covered items can include jewellery, wallets, sunglasses, clothing, laptops, mobile devices, sporting equipment, and even wheelchairs and children’s car seats. All risk insurance is not usually a stand alone policy. It is normally combined with business, and home owners & contents policies. All Risk Cover is the insurance that you should, literally, never leave home without.
We can also include SASRIA cover with your policy. SASRIA provides affordable cover against risks such as civil commotion, public disorder, strikes, riots and terrorism. The cover can apply to any individual, business, government or corporate entity which has assets in South Africa. Speak to us about including SASRIA in your policy.
Business insurance cover is usually a comprehensive short-term insurance to protect your business from a wide range of unforeseen events. Firstly, we understand that your business is unique. That is why we tailor each policy to cover your specific business needs. Secondly, we know that setting up, establishing and then successfully growing a business can be extremely challenging. That is why we comprehensively cover your enterprise. The stand-alone cover options that we include in your cover must speak directly to your business needs.
When it comes to claims, we understand that engaging with you in a quick and efficient manner is important. That’s why we handle your claim from the get-go. We keep you updated, answer your questions and address all your concerns. After all, our task is to ensure you’re up and running again in no time.
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Our expertise in this area allows us to provide you with tailored solutions that align with your unique needs. Best of all, our policy review