
Seasonal Risks – Understand & Be Prepared
As we approach the holiday season, vacations and time away from home become more frequent. However, amidst the excitement of travel and festive activities, it’s
Jay Ramsunder
We offer risk & investment financial solutions, financing services, along with estate planning & tax services to both individual and business clientele. We pride ourselves in being customer-centric, always seeking the best, most affordable and suitable solutions for our clients’ needs.
Our accreditation across leading insurance companies allows us to offer services from a diverse portfolio of financial products & services. We work exclusively with the leading investment management funds, insurers and medical aid schemes. Since establishment in 1989, we’ve assembled a team who offer expertise in risk, medical aid, short-term & life insurance products. We also tailor short & long-term investment solutions for personal savings, educational needs, retirement; and estate planning.
Jay Ramsunder Financial Advisors cc (CK 1989/001669/23) was established in 1989 by Jay Ramsunder. Jay brought with him professional training and a decade of experience as an accountant, along with associated exposure, experience & success in the financial services sector. Our business vision & commitment to service excellence was the key driver to our organic growth over the first seven years. However, as the financial sector evolved, and our clients’ needs changed & grew, we saw the need to grow the organisation & expand our capacity & services offerings. This need forced a radical rethink on our approach and a decision was taken to expand businesses operations to keep pace with the growing market as well as meeting our clients’ expectations.
Business growth & succession planning has seen the company restructure over the years. Shavina Gujraj (Head: Short-Term / General Insurance) has been with us since inception. Rahul Ramsunder joined the business in 2005 after a successful career at Standard Bank. Rahul currently manages our Investments, Life Insurance, Employee Benefits & Pensions portfolios.
Our growth and expansion has given our team; and our client base; security in the knowledge that the company is looking at the big-picture – the long term business sustainability and commitment to serving our clients, well beyond the working career of the founder, Jay Ramsunder. Future plans and growth strategies bodes well – both for us and more importantly, for our clients.

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