Happy New Year, 2026 is here and we are ready!

As we welcome 2026, it’s a great time to reflect on your financial goals and priorities. Meaningful financial planning is
key to achieving security and peace of mind.
Short-Term Insurance Exclusions: Grid Failure & Power Surges

Recent developments in short-term insurance have introduced a concerning trend: short-term insurance exclusions based on grid failure from policies. Our blog examines this trend, what it means for you, and most of all, what you need to do about it.
Retirement Planning: A Secure Future Awaits

Embarking on the path to a secure retirement in South Africa demands strategic foresight and tailored solutions. Our blog delves into the pillars of retirement planning, the array of investment avenues, tax-efficient strategies, and the dynamic flexibility of living annuities. At Jay Ramsunder Financial Services, we’re there to guide you toward the security of a prosperous retirement.
Saving on Short-Term Insurance

Our expertise in this area allows us to provide you with tailored solutions that align with your unique needs. Best of all, our policy review and second opinion come at absolutely no cost to you. It’s time to take control of your finances and make smart decisions to protect what matters most.
Retirement Savings – The Sooner, The Better!

Retirement savings may seem like a distant concern for young people, but it’s important to start planning early. The earlier you start saving for your retirement, the better off you’ll be in the long run. There are several benefits to starting retirement savings from a young age. Benefit 1: More Time to Compound Interest Compound […]
Financial and Estate Planning

Financial planning is the process of creating a roadmap to achieve your financial goals. It is an ongoing process that involves setting financial goals, creating a budget, investing your money wisely, and monitoring your progress.
New Year’s Resolutions that you can achieve!

Saving and investing during your working years, if you stick with it, should lead to a rising net worth over time, enabling you to achieve many of life’s most important goals. Creating your own budget and net worth statement can help you build your road map and stay on track.