Education Investment – Securing Your Child’s Future
Helping your children by investing for them could be seen as a luxury, but with the cost of education soaring, it’s looking more and more like a necessity. A 2016 report from City Press indicated that education for a child starting grade R in 2016 and matriculating in 2028 would cost approximately R253 000 at average fee-paying schools, R676 000 at upper-income former Model C schools, and R3.7 million at private schools. And that’s just the bill before tertiary education.
Seasonal Risks – Understand & Be Prepared
As we approach the holiday season, vacations and time away from home become more frequent. However, amidst the excitement of travel and festive activities, it’s vital not to overlook the security of our assets and financial well-being. The increase in house break-ins, car theft, and other crimes during this period makes it imperative to reevaluate our insurance and investment portfolios.
Load Shedding Solutions & Insurance Considerations
Load shedding has become an all too familiar disruption. The inconvenience & economic impact of power outages have left many searching for solutions that can keep the lights on and the business running. However, many are not considering the compliance and insurance impact, consequences & implications of such installations.
Short-Term Insurance Exclusions: Grid Failure & Power Surges
Recent developments in short-term insurance have introduced a concerning trend: short-term insurance exclusions based on grid failure from policies. Our blog examines this trend, what it means for you, and most of all, what you need to do about it.
Retirement Planning: A Secure Future Awaits
Embarking on the path to a secure retirement in South Africa demands strategic foresight and tailored solutions. Our blog delves into the pillars of retirement planning, the array of investment avenues, tax-efficient strategies, and the dynamic flexibility of living annuities. At Jay Ramsunder Financial Services, we’re there to guide you toward the security of a prosperous retirement.
Saving and Investing
Lump sum investments offer individuals the opportunity to allocate a substantial amount of money into a single investment vehicle, such as stocks, bonds, or mutual funds. At Jay Ramsunder Financial Services, we provide a range of options to suit your needs and goals.
Saving on Short-Term Insurance
Our expertise in this area allows us to provide you with tailored solutions that align with your unique needs. Best of all, our policy review and second opinion come at absolutely no cost to you. It’s time to take control of your finances and make smart decisions to protect what matters most.
Power of Youth: Remembering June 1976
June is a month of celebration, particularly for the youth. It commemorates a significant event in South African history: the students’ march in Soweto on June 16th. This event, though marked by bloodshed, re-ignited the political struggle in South Africa. The youth movement culminated in the tumultuous ’80s, a decade defined by a fierce fight […]
Employee Benefits – What’s on The Table
Employers who provide employee benefits tend to attract and retain more talented employees. Why? These benefits often serve as a differentiator in a competitive job market. Additionally, offering such benefits shows that an employer cares about the well-being of their employees. This often translates to higher employee morale and productivity. At Jay Ramsunder Financial Services, […]
Retirement Savings – The Sooner, The Better!
Retirement savings may seem like a distant concern for young people, but it’s important to start planning early. The earlier you start saving for your retirement, the better off you’ll be in the long run. There are several benefits to starting retirement savings from a young age. Benefit 1: More Time to Compound Interest Compound […]